With a Personal loan you opt for security. Certainty of a fixed monthly period and interest. The amount of the interest largely determines the amount of the monthly installment. The lower the interest rate for your Personal loan, the lower your monthly installment will be.
Postal credit works together with a selective number of banks, where you can request multiple quotes for free. If you wish, you can compare these with each other and use the lowest interest rate on your Personal Loan.
Early repayment – Can be free of fines
For new personal loans to be taken out, you can repay this penalty-free at once or in parts. If you now have an existing personal loan, it is advisable to look at the conditions. This is because it is possible that your contract still includes a penalty for early repayment. This fine decreases as the term of your loan expires. If you are unsure whether a fine applies to you or do you wish to submit this?
The Personal loan has a fixed interest rate which is determined in advance for the entire term. Do you want to know in which low interest rates Mail Credit can mediate? Request a quote online.
Interest overview Personal loan
In the overview below, PostLoancod has set out a number of examples of interest rates for a Personal loan, not being a Revolving credit. This concerns the lowest rates that PostLoancod can offer. The credit amounts in this overview range from € 10,000 to € 50,000. The monthly installment that you ultimately pay depends on the desired duration and the interest for which you are eligible. This depends, among other things, on your personal and financial situation.
Rates Personal Loan
|credit amount||installment amount||debit interest on an annual basis (fixed)||annual cost percentage||duration of credit agreement in months||total amount payable by the consumer|
|€ 50,000||€ 502||3.9%||3.9%||120 months||€ 60,269|
|€ 40,000||€ 405||4.0%||4.0%||120 months||€ 48,654|
|€ 30,000||€ 304||4.0%||4.0%||120 months||€ 36,490|
|€ 20,000||€ 205||4.4%||4.4%||120 months||€ 24,658|
|€ 10,000||€ 111||5.8%||5.8%||120 months||€ 13,551|
This calculation is a guideline and you cannot derive any rights from it. We assume the lowest interest rate that we can offer you. The exact interest rate depends on your personal circumstances and may vary. The minimum duration is 6 months and the maximum duration is 120 months. The minimum interest rate is 3.9% and the maximum statutory interest rate is 14% per year.